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Leasing – Car Leasing
What is personal contract hire and what does it mean?
Personal Contract Hire (PCH or personal leasing) is an increasingly popular way for private individuals to acquire a new car.
It’s a long-term rental agreement and you normally make monthly payments over a fixed period of 3 or 4 years with an agreed annual mileage.
Advance rentals can be adjusted to suit your budget and can be as low as one monthly payment.
As you lease the vehicle and return at the end of the contract, you don’t have to worry about depreciation and the resale value of the car.
At the end of the contract you return the car and pick up your new one, you will not own the vehicle.
You can also include a cost-effective maintenance package, offering you peace of mind and fixed cost!
Leasing – Car Leasing – Belfast
Searching for Personal Contract Hire Leasing offers in Belfast? Contact Your Preference, Belfast-based Personal Leasing experts.
At Your Preference, we help our customers find the perfect vehicle for their lifestyle and budget. Your Car. Your Mileage. Your Monthly budget.
We’ll provide you with the information to help you find your perfect car, arrange test drives, the finance paperwork and the delivery of your new vehicle at a time and location that suits you.
We’re always delighted to help!
How Does Car Leasing Work?
Car Leasing differs from contract to contract and the terms and conditions of ANY car finance should be outlined in full and thoroughly explained prior to you signing and entering a contract.
Personal Contract Hire begins with a pre-agreed annual mileage and term. This will clearly indicate the maximum number of miles you can drive in the car without incurring any additional charges and the length of time you will have the car for.
We understand your circumstances can change and if you exceed the agreed contracted mileage, an excess mileage charge will apply on the return of the vehicle. The rate charged (pence per mile) will be confirmed with your agreement. During the term of the agreement, we can provide you with the option to adjust your monthly payment to reflect any increased mileage.
Your car must be serviced and repaired in line with the manufacturer’s recommendations at a franchised dealership. The car will be supplied with a manufacturer’s warranty. Please familiarise yourself with the terms and conditions of this as failure to have the vehicle serviced with the manufacturer’s approved agent can invalidate warranty, extended warranty or breakdown cover. Please ensure that oil and coolant levels are regularly checked and maintained between servicing. The engine, clutch, gearbox and transmission parts must operate normally.
We do offer the option of a cost-effective maintenance package, offering you piece of mind and fixed cost!
Advantages of Personal Contract Hire (PCH)/ Vehicle Leasing
• One point of contact, no need to deal with numerous dealerships
• Advance rentals can be adjusted to suit your budget and can be as low as one monthly payment
• As you lease the vehicle and return at the end of the contract, you don’t have to worry about depreciation and the resale value of the car.
• At the end of the contract, you return the car and pick up your new one.
• You can include a cost-effective maintenance package, offering you peace of mind and fixed cost!